Chapter 7 Bankruptcy As A Fresh Start

There is no shame in filing for Chapter 7 bankruptcy. Known as debt liquidation bankruptcy, Chapter 7 can release you from your debt and provide you and your family a new start. Though you cannot eliminate secured debt on a car or home, the debt relief it does provide can allow for you to keep up on your payments and prevent home foreclosure and seizure of property and assets.

At the Law Offices of Seymour Wasserstrum, you deal personally with a lawyer who has been performing consumer bankruptcy cases in New Jersey for over 40 years. Attorney Seymour Wasserstrum regularly represents individuals regarding their financial debt, and can examine your personal situation to determine whether Chapter 7 bankruptcy is right for you.

How Chapter 7 Bankruptcy Can Help You

When courts approve a bankruptcy filing, Chapter 7 bankruptcy can allow for you to eliminate most if not all of your debt. The way Chapter 7 functions is to release you from your debt through the sale of some, but not all, of your assets. Due to certain exclusions, there is no danger of losing your home, primary vehicle, the tools of your trade, and certain amounts of your savings.

If you meet the Chapter 7 qualifications under the Bankruptcy Code, you may also be able to eliminate credit card debt, medical expenses and large portions of other debt as well. It will also put an immediate stop to all creditor calls and correspondence while the Chapter 7 process is in place.

Clearing Up Preconceived Notions Regarding Bankruptcy

Attorney Wasserstrum can help you understand the process and what to expect after filing Chapter 7. When speaking to him during a free initial consultation, he can let you know what your rights are when it comes to dealing with creditors and debt.

He can also help clear up any misconceptions regarding bankruptcy. This includes helping you understand how bankruptcy actually impacts your credit rating, and how filing Chapter 7 can help you and your family move on with your life. His advice and counsel can provide you hope and allow you to understand the legal options available.

Find Out If Chapter 7 Bankruptcy Is Right For You

During a free initial consultation at our office, Chapter 7 bankruptcy lawyer Seymour Wasserstrum will discuss your circumstances in detail and provide you straightforward advice as to whether Chapter 7 bankruptcy will work for you. To contact our office to learn more, please call 856-200-3886 to reach us in Vineland. We provide representation in Cumberland, Cape May, Salem, Camden and all of New Jersey. Se habla español.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.